Most Medicare information is sales material
The free guides you'll find online are either oversimplified 1,000-word summaries or written by agents trying to funnel you to a commission product. We sell no plans, take no commissions.
Medicare Course · 12 modules · $49 one-time · Lifetime access
Master Medicare in 12 modules.
The honest, plain-English Medicare course. 172 minutes of long-form instruction, 64 key takeaways, 12 downloadable cheat sheets. Built by the same team behind the $49 personalized comparison tool. Same independent voice — no agent funnel.
No commissions, no agent calls12 PDF cheat sheets includedLifetime access · self-paced
Why this course exists
The decisions are bigger than people realize
Medicare mistakes cost $20K-$80K over a retirement. The Medigap underwriting trap, the inpatient/observation classification, IRMAA cliff timing — they all compound.
Your situation isn't generic
Working past 65, self-employed, couples coordination, IRMAA appeals — generic content can't address these. The course covers each in dedicated modules.
The 12-module curriculum
Each module is long-form (10-18 min read), with key takeaways, action steps, and a downloadable cheat sheet. Total ~25,000 words of original instruction.
- 114 min · 5 key takeaways · cheat sheet
Medicare 101 — the four parts in plain English
What Medicare is, who runs it, and why it has 'parts'
- 216 min · 4 key takeaways · cheat sheet
Original Medicare deep-dive — what A and B actually cover
Inpatient vs outpatient, the Two-Midnight rule, the OOP cliff
- 315 min · 6 key takeaways · cheat sheet
Medicare Advantage explained — networks, prior auth, and the OOP cap
How private MA plans differ from Original — the trade-offs in detail
- 418 min · 6 key takeaways · cheat sheet
Medigap masterclass — why Plan G dominates and the state-by-state pricing game
Ten standardized plans, federally regulated, dramatic carrier-by-carrier price spread
- 516 min · 5 key takeaways · cheat sheet
Part D pharmacy strategy — formularies, tiers, and the new $2,100 cap
How Part D actually prices your drugs, and how mail-order/90-day fills change the math
- 614 min · 6 key takeaways · cheat sheet
Enrollment windows — every Medicare deadline you need to know
IEP, IEP-2, GEP, AEP, MA-OEP, SEPs — what each one does and when it matters
- 714 min · 5 key takeaways · cheat sheet
Late enrollment penalties — Part B, Part D, and the Medigap underwriting trap
What you actually owe if you miss a window — and the legitimate ways to avoid penalties
- 815 min · 6 key takeaways · cheat sheet
Working past 65 — when to defer Medicare and when not to
The 20-employee rule, COBRA traps, HSA timing, the 8-month return SEP
- 912 min · 5 key takeaways · cheat sheet
Self-employed at 65 — when (rarely) skipping Medicare makes sense
The honest math on staying off Medicare when you're self-insured
- 1014 min · 5 key takeaways · cheat sheet
IRMAA — Income-Related Monthly Adjustment Amount
How higher-income retirees pay more for Medicare, and how to appeal it
- 1113 min · 6 key takeaways · cheat sheet
Couples Medicare coordination — when each spouse turns 65
Two people, two timelines, four coordination levers
- 1211 min · 5 key takeaways · cheat sheet
Annual review playbook — your October checklist
Why most retirees lose money by not re-shopping every year — and the exact 30-minute process to fix it
What's included
12 long-form lessons
~25,000 words of original instruction. Each lesson 10-18 min read with sections, examples, and analogies that actually click.
12 downloadable cheat sheets
One PDF cheat sheet per module. Pin them to a corkboard. Hand them to your spouse. Bring them to your enrollment phone call.
Action steps for every module
Every module ends with 'do this now' steps. Not abstract advice — specific actions with deadlines and forms.
Lifetime access
Buy once, access forever. We update the course as Medicare rules change (IRMAA brackets, premiums, OOP caps).
No agent funnel
We don't sell Medicare. We don't take commissions. Your email goes nowhere except for course updates and Medicare rule changes.
Pairs with the Compare tool
Course teaches the framework. The $49 Compare My Medicare tool runs YOUR personalized numbers. Best together — buy both for $79 (Full Toolkit).
Enroll
Master Medicare for $49.
One-time payment. Lifetime access. 12 modules. 12 cheat sheets. Updates included as Medicare rules change.
$49
Enroll now Secure checkout via Stripe · 30-day refund guarantee · Bundled in the $79 Full Toolkit alongside Expat Blueprint and templates
FAQ
How is this different from your free Medicare guides?+
The free guides cover specific topics (e.g., 'Working past 65,' 'Medicare mistakes'). The course is a full curriculum that teaches the whole system from first principles, with key takeaways, action steps, and cheat sheets per module. The free guides are great reference. The course is the textbook.
How is this different from your $49 Compare My Medicare tool?+
The course teaches you HOW Medicare works — the framework. The Compare tool runs YOUR personalized numbers — ranks every Plan G + Part D in your state against your medications. Best paired: course gives you the model, tool gives you the answer. Bundled in $79 Full Toolkit.
Will this course be updated as Medicare changes?+
Yes. Premiums update annually. IRMAA brackets adjust with inflation. The Inflation Reduction Act phased in changes through 2025-2026. As CMS publishes new rules, the course is updated and lifetime-access purchasers see the updates immediately.
What if I'm already enrolled in Medicare?+
Even better. The course covers annual review, IRMAA appeals, switching plans, and re-shopping during AEP — all of which apply to existing enrollees. Module 12 specifically is the annual review playbook.
Is this legal/financial advice?+
No. The course is educational content — explaining how Medicare rules work and the math behind decisions. It's not advice for your specific situation. For personalized guidance, work with a fee-only fiduciary advisor or a SHIP counselor in your state (free).
Refund policy?+
30-day refund. If you watch the course and feel it didn't help, email and we refund. No interrogation.