The product
Compare every Plan G + Part D in your state
Enter your zip, age, income, and medications. We rank every option by total expected cost. Two tables, all the math, no agent.
Run my comparison — $49No commissions · No agent calls · No carrier funnel
Medicare made honest.
Medicare is the most underappreciated source of waste in retirement planning. People overpay $1,500-$2,400/year for the same federally standardized coverage. Lifetime late-enrollment penalties stack forever. We don't sell plans, take commissions, or refer you to agents — so we can show you the cheapest combination of every Medigap carrier and every Part D plan in your situation.
Where to start
The proof
Live demo with the canonical example
See exactly what the comparison output looks like for a real Californian on Eliquis, Metformin, and Lipitor. No payment required.
See the demoThe trust
How we make money
We don't take commissions, sell leads, or recommend plans. The full revenue-stream disclosure on one page.
Read the methodologyFree Medicare guides
See all guides →Guide · 11 min read
Turning 65 checklist — month-by-month timeline
Guide · 12 min read
10 Medicare mistakes that cost you for life
Guide · 9 min read
Enrollment windows — every deadline explained
Guide · 11 min read
What if you miss your enrollment window?
Guide · 13 min read
Late-penalty exceptions + abroad scenarios
Guide · 10 min read
Medicare scams — block them before they hit
Using Medicare day-to-day
Guide · 10 min read
Using Medicare daily — doctor, pharmacy, hospital workflows
Guide · 8 min read
Welcome to Medicare + Annual Wellness visits
Guide · 11 min read
Couples Medicare planning — two-person math
How Medicare works
Guide · 13 min read
Original Medicare — Parts A and B in depth
Guide · 8 min read
Part C vs Part D — they sound similar, they're not
Guide · 11 min read
MA plan types — HMO, PPO, PFFS, SNP, MSA
Guide · 13 min read
Medicare Advantage vs Medigap — honest comparison
Your specific situation
Guide · 11 min read
Working past 65 — when to defer Medicare
Guide · 14 min read
Medicare + employer coverage (employee, self-employed, special)
Guide · 10 min read
Do you have to take Medicare? Self-employed at 65
Guide · 9 min read
Medicare before 65 — SSDI, ESRD, and ALS paths
Living abroad
Medicare meets the rest of the world
Does Medicare cover you abroad? (Mostly no.)
Original Medicare almost never pays for care outside the U.S. If you're considering retiring abroad — or you split time between the US and another country — you're making a different planning decision than people who stay put. We have the only honest senior site that covers both pillars in one place.
Free Medicare-related tools
Quick calculators and lookups — free, no email gate beyond the PDF guide download.
Medigap rate explorer
Free — pick state + plan letter (G/N/F/K/L), see all carriers ranked by price
MA plan browser
Free — type your zip, see every Medicare Advantage plan in your county
Medicare cost estimator
Estimate Part B + Part D + IRMAA total
Healthcare cost explorer
Compare US vs international healthcare costs
AI advisor
Ask Medicare questions, get plain-English answers