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We don't sell insurance · No commissions · No agent funnel

Pricing — honest and simple

One real product. One honest price. Plus an optional annual watchdog for people who want us to keep checking each year.

Medicare Plan Comparison

Plan G is the best Medicare plan to buy. We find the cheapest one.

Enter your zip, age, income, and medications. We search every Medigap Plan G carrier in your state and every Part D plan against your specific medications. You get back two ranked tables and the math, so you can pick the cheapest combination for the same federally-standardized coverage.

Plan G ranking — every carrier in your state
Part D ranking — for YOUR exact medications
IRMAA surcharge math for your income
Path comparison — MA-PD vs Original + Medigap
PDF emailed for kitchen-table review
Saved results — magic-link, come back anytime
Direct enrollment links to carrier or Medicare.gov
No agent will call you. Not now, not ever.
Start your comparisonSee live demo first
One-time
$49
No subscription
Money back if it saves you nothing
If your cheapest combo equals what you already have, ask for a refund. We'll send it.
Annual upgrade · optional

Open Enrollment Watchdog

Each October during Medicare's Annual Election Period (Oct 15 - Dec 7), we automatically re-run your comparison against next year's plans and email you a one-page summary of what changed and whether switching saves you money. It catches the things buried in the 30-page Annual Notice of Change every plan sends out.

Auto-refresh against new year's plan data
ANOC summary for your current plan
Switch-or-stay recommendation with math
Cancel anytime — no questions, no friction
Recurring
$49
/ year

Add Watchdog after you complete your first comparison — it's offered on the results page.

Always free

Everything else on the site

All Medicare guides, the methodology page, the demo, the Medicare Decoder PDF, retirement calculators, expat country guides, AI advisor with daily question limit — free, no paywall, no email gate beyond the PDF download. We monetize the personalized comparison only.

Full demo with realistic example
All Medicare guides
Free Medicare Decoder PDF
Retirement calculators
AI advisor (limited)
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Catalog

Complete catalog

13 additional digital products covering Medicare, tax, estate, retirement, expat, and safety. Each is full long-form content — not a landing page.

Medicare

Open Enrollment Survival Guide
$19

The 30-minute October ritual that saves most retirees $400-$1,000/year.

Drug Cost Audit Workbook
$19

Find $300-$2,000 of annual prescription savings hiding in plain sight.

Medicare Appeals Toolkit
$29

Every Medicare appeal you'd ever need — coverage denials, IRMAA, MA prior auth, Part D formulary exceptions.

Working Past 65 Bundle
$29

The complete playbook for staying employed past Medicare age — when to defer, when to enroll, employer coordination, the COBRA trap, HSA timing, the 8-month return SEP, and forms (CMS-L564, CMS-1763) you need.

Tax planning

RMD Planning Workbook
$29

Required Minimum Distributions force you into higher tax brackets just when you don't need the money.

State Tax Migration Guide
$19

Moving to a tax-friendly state can save retirees $5K-$25K/year.

Estate

Estate Planning Crash Course
$39

Educational walkthrough of every estate document you need, what each one does, what state laws affect them, and how much they should cost.

Beneficiary Audit Workbook
$14

Most retirees have outdated beneficiaries on their largest accounts — and these designations OVERRIDE your will.

Retirement

Social Security Claiming Strategy Guide
$29

When to claim Social Security — the math by scenario, the couples strategy that's worth $300K, divorced spouse rules, survivor maximization, and the work-while-claiming earnings test.

Long-Term Care Decision Guide
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70% of seniors will need long-term care at some point.

Expat

Expat Tax Toolkit
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Everything an American retiree needs to handle taxes from abroad — FBAR, FATCA, Foreign Tax Credit, NHR/territorial regimes, expat CPA selection, and the state-tax-exit playbook.

Pre-Move Checklist Package
$14

60 days before your overseas move — the master task list.

Safety

Senior Scam Defense Kit
$14

$3 billion+ stolen from seniors annually.

Every product above is real content — fully built, not just a landing page. Click any product to preview before buying.

How we make money — the entire list
  1. $49 one-time for the personalized Medicare comparison
  2. $49/year Watchdog subscription (optional, opt-in only)
  3. One-time digital products above ($14–$79)
  4. Affiliate revenue from non-Medicare products only — telehealth, hearing aids, prescription discount cards, expat health insurance, medical alerts. Never Medicare plans.
  5. Future: B2B licensing to fee-only financial advisors who want Medicare guidance for their clients without becoming Medicare agents.

We don't take agent commissions. We don't sell leads. We don't refer you to brokers. Read the full methodology page for the unabridged version.

Common questions

Why $49 if everything is free elsewhere?
Information is free everywhere. Comparison isn't. Medicare.gov shows you data; agent sites show you their own carriers. Nobody in the U.S. publicly ranks every Medigap carrier and every Part D plan against your specific situation with no commission attached. That's what $49 buys — the comparison nobody else can give you for structural reasons.
What if I'm in a state you haven't ingested yet?
We tell you upfront in the results. If your state's filed Medigap rates aren't loaded, we say so honestly and either refund the $49 or give you the carrier list to call directly (Plan G coverage is identical across all carriers, so the cheapest one is always the right answer).
Will an agent call me?
No. We don't sell leads. We don't share your information with insurance companies, agents, or brokers. We're a publisher, not an agency.
What's the Watchdog actually doing?
Each October — when Medicare's Annual Election Period opens and your current plan sends its 30-page Annual Notice of Change — we re-run your comparison against the new year's plans and send you a one-page email: stay, or switch, with the math. You can cancel any time.
Is this just for new Medicare enrollees?
No. About half the use case is people already on Medicare who want to know if they're overpaying. Plan G premiums and Part D plans change every year — most beneficiaries never re-shop after their first enrollment, and lose $1,000-$2,400/year for it.