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Expat Blueprint / Europe / Cyprus
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Cyprus

EU member, English widely spoken, low tax for retirees.

Couple budget / month
$2,000-$3,000
Visa type
Permanent Residency Category F
Visa minimum income
$2,200/month
US tax treaty
Yes
Healthcare quality
★★★★☆
English widely spoken
Yes

Why Cyprus works

EU member, English an official language alongside Greek and Turkish.

Mediterranean climate, beaches, ancient history.

Favorable tax for retirees (5% on foreign pensions over a threshold, with options).

Visa pathway

Category F permanent residency: $2,200/month proof. Larnaca / Paphos popular.

Citizenship: 5-7 years (Greek language requirement may apply).

Taxes

5% flat tax on foreign pensions (with annual exemption).

Pitfalls — what catches people
  • ·Cyprus split into Greek south and Turkish north — south is the EU member.
  • ·Smaller expat infrastructure than mainland EU options.
Good for
  • · English-speakers wanting EU
  • · Mediterranean lovers
  • · Low-tax pension seekers
Not for
  • · Those wanting larger expat community
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